Does My Auto Insurance Policy Cover Damage Caused by Potholes?

We all have been there: you’re driving down the road on your way home from work and suddenly you hear a big “kerplunk” under your wheel. You didn’t see the huge pothole in the middle of your lane, and now it’s too late. Is there damage to your car? Will your insurance cover it?
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Cellphones and Driving

As technology evolves, cellphones continue to be one of the biggest distractions to today’s drivers. It is not uncommon to see drivers on their phones talking, texting, streaming music, looking up directions, or even “quickly” surfing the web. This type of distracted behavior endangers not only the driver, but also everyone else on the road.
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Should I Call 9-1-1 to Report a Reckless or Distracted Driver?

If you see a reckless or distracted driver on the road, should you call 9-1-1? The short answer is, yes. If you see someone on the road driving recklessly—whether they are texting, inebriated, overly aggressive, or otherwise—you should report it by calling 9-1-1. However, there are a few things to keep in mind when calling.
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Do I Need Personal Umbrella Insurance?

Consider this scenario: one of your children’s friends is using your hot tub, slips and falls, and severely injures themselves. While you did not intend for this to happen, you could be held personally liable for this child’s injury and the resulting damages could quickly exceed your insurance limits.
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Does My Renter Insurance Cover My Roommate?

If you’re renting an apartment or house and have a roommate, you might have questions about how insurance applies to your personal property or liability. For example, you might wonder: does my Renter insurance policy provide coverage for my roommate? Or: does my roommate’s Renter insurance policy provide any coverage for me?
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What to Do if You're in an Auto Accident

Auto accidents can be emotional, and the scene following an accident can move quickly. While your first instinct may be to panic, it is important to remain calm and follow these steps:
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