Do I Need Personal Umbrella Insurance?

Consider this scenario: one of your children’s friends is using your hot tub, slips and falls, and severely injures themselves. While you did not intend for this to happen, you could be held personally liable for this child’s injury and the resulting damages could quickly exceed your insurance limits.
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Snowmachine Safety

It’s that time of year again when people are getting ready to start riding their snowmachines through fresh snow. Like any motor vehicle, driving a snowmachine requires alertness, skill, and common sense. It’s important to use caution while driving a snowmachine to ensure the trails are safe for you and other riders. Here are a few safety tips to help you have an enjoyable season.
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When Should I Replace My Holiday Lights?

As you get ready to trim the tree, it’s important to inspect your holiday decorations to ensure they are in good condition. This is especially true for holiday lights, since lights in poor condition can cause fires. When you’re inspecting the lights, keep an eye out for the following:
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How to Safely Transport a Christmas Tree

It’s that time of year again – the holiday season is in full swing, and many people are hanging holiday lights, putting up Christmas trees, and decorating their homes for the holidays. If you’re planning on purchasing a real tree this year, it’s important to arrive at the tree lot prepared. Keep the following tips in mind to help you transport your tree safely:
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Holiday Driving Safety Tips

With Thanksgiving upon us, and other winter holidays just around the corner, millions of Americans are preparing to travel to visit friends and family to celebrate, and the majority of holiday travelers will be driving. Whether you are driving over the river and through the woods, or just couple of miles away, here are a few safety tips to take with you on the road:
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Should I Call 9-1-1 to Report a Reckless or Distracted Driver?

If you see a reckless or distracted driver on the road, should you call 9-1-1? The short answer is, yes. If you see someone on the road driving recklessly—whether they are texting, inebriated, overly aggressive, or otherwise—you should report it by calling 9-1-1. However, there are a few things to keep in mind when calling.
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