Matanuska Glacier, AK
Photo by MaryBeth McClain | Umialik Employee
Matanuska Glacier, AK
Photo by MaryBeth McClain | Umialik Employee
When you’re shopping for insurance, you have lots of options. You can choose to buy through an Independent Insurance Agent (who represents you and is authorized to place your insurance with any of several companies), an exclusive/captive agent (who is authorized to place you with one company), or directly from the carrier (such as by buying the insurance online or over the phone).
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Wintertime with its holidays and outdoor activities can offer a lot of fun. However, it’s also a time to take extra precautions. Colder temperatures, snowstorms, and ice accumulation are all a part of the winter season. The unique characteristics of the season bring with them certain increased risks and hazardous situations. At Umialik, our Claims Department sees the results of these situations as certain claims get reported more often in the winter.
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Talking about the weather is a favorite past-time. In addition to talking about the weather, now is a good time to prepare for it. There are several weeks each fall when the temperatures are moderate and your home's heating and cooling systems are not needed. This is the time to check out your home's heating system before the cold weather arrives.
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